Real Estate Calculators
Run the numbers on buying, selling or refinancing a home in Chicagoland.
Mortgage Payment
Estimate your monthly payment, including taxes and insurance.
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PMI is estimated at 0.5% of the loan per year when the down payment is under 20%. The starting rate reflects a recent national 30-year average. Estimates only, not a loan offer or guarantee of costs.
Buyer Closing Costs
Estimate the total cash you’ll need to close on a home.
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Lender, title, attorney and prepaid amounts are typical estimates; edit them to match your quotes. Transfer taxes use rates as of July 1, 2026: Illinois $1.00 per $1,000 (seller), Cook County $0.50 per $1,000 (seller), City of Chicago $3.00 per $1,000 (seller) and $7.50 per $1,000 (buyer). Suburban towns may add their own. Estimates only, not a loan offer or guarantee of costs.
Seller Net Sheet
Estimate what you’ll walk away with after selling.
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Commissions are fully negotiable. Cook County property taxes are paid a year behind, so your actual tax credit to the buyer is often larger than this estimate; your attorney will calculate it. Transfer taxes use rates as of July 1, 2026: Illinois $1.00 per $1,000 (seller), Cook County $0.50 per $1,000 (seller), City of Chicago $3.00 per $1,000 (seller) and $7.50 per $1,000 (buyer). Suburban towns may add their own. Estimates only, not a loan offer or guarantee of costs.
Refinance
See your new payment, closing costs and how long it takes to break even.
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Estimates only. Prepaids and escrow are funds for future taxes and insurance, not lender fees. Talk to a lender for an exact quote. Estimates only, not a loan offer or guarantee of costs.
